@prefix n9j: <http://data.loterre.fr/ark:/67375/N9J> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .

n9j:-concepts
  a isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member n9j:-W6K6S1MH-F .

n9j:-W6K6S1MH-F
  owl:sameAs <https://concepts.sagepub.com/social-science/concept/housing_finance_agencies> ;
  skos:definition "Government frequently finds it necessary to intervene in housing markets to correct problems that it finds. Among the problems frequently encountered is the absence of lenders willing and able to make loans where they are needed. [Source: The Encyclopedia of Housing; Housing Finance Agencies]"@en ;
  a skos:Concept ;
  skos:inScheme n9j: ;
  skos:broader n9j:-FGP05T2M-T ;
  skos:prefLabel "housing finance agencies"@en .

n9j:-FGP05T2M-T
  skos:prefLabel "industry"@en ;
  a skos:Concept ;
  skos:narrower n9j:-W6K6S1MH-F .

n9j: a skos:ConceptScheme .