@prefix n9j: <http://data.loterre.fr/ark:/67375/N9J> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .

n9j:-concepts
  a isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member n9j:-T1J8KJRH-Z .

n9j:-K3JLMPZV-T
  skos:prefLabel "nursing services insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-J2DMXJPD-C
  skos:prefLabel "adverse selection"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-KDKXWR9P-L
  skos:prefLabel "flexible spending accounts"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-LTXXHCV6-5
  skos:prefLabel "for-profit insurance plans"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-T6KHLWR3-H
  skos:prefLabel "physician services insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-BXRK6M7S-L
  skos:prefLabel "state-based health insurance initiatives"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-SH2961RK-9
  skos:prefLabel "social-security benefit"@en ;
  a skos:Concept ;
  skos:narrower n9j:-T1J8KJRH-Z .

n9j:-W4S0KVL6-D
  skos:prefLabel "single-payer systems"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-G4STPKL7-F
  skos:prefLabel "pharmaceutical services insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-HWNSC1TN-P
  skos:prefLabel "permanent health insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-WTH9TFZB-G
  skos:prefLabel "insurance"@en ;
  a skos:Concept ;
  skos:narrower n9j:-T1J8KJRH-Z .

n9j:-M6XGKDZ3-H
  skos:prefLabel "consumer-directed health plans"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-HN4Q80S6-P
  skos:prefLabel "hospitalization insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-JTGQMTPZ-B
  skos:prefLabel "Rand Health Insurance Experiment"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-DPDDC7B9-K
  skos:prefLabel "national health insurance in the United States"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-P50207RL-V
  skos:prefLabel "health savings accounts"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-V62ZZ23F-Q
  skos:prefLabel "private health insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-S030Q0B7-Z
  skos:prefLabel "Children's Health Insurance Program"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-DDMVTBMT-T
  skos:prefLabel "health policy"@en ;
  a skos:Concept ;
  skos:narrower n9j:-T1J8KJRH-Z .

n9j:-R604TQBH-L
  skos:prefLabel "prepaid health plans"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-PJQ2XLQP-7
  skos:prefLabel "long-term care insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-TMPV1ZQH-R
  skos:prefLabel "moral hazard"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-FQZ77DRR-S
  skos:prefLabel "carve-outs"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-CQ78SX2R-S
  skos:prefLabel "reimbursement of health insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-TDZCKFJN-H
  skos:prefLabel "selective contracting"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-M1X3FB0J-B
  skos:prefLabel "not-for-profit insurance plans"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-QW86P07M-B
  skos:prefLabel "coinsurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-Q95RJKJX-5
  skos:prefLabel "employee health benefit plans"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-Q2ZW88G0-K
  skos:prefLabel "psychiatric insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-RDT51B67-5
  skos:prefLabel "Ryan White CARE Act"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-X4GZVKPQ-Z
  skos:prefLabel "value-based purchasing"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-GVGF37JK-H
  skos:prefLabel "dental insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-T1J8KJRH-Z
  skos:narrower n9j:-FQZ77DRR-S, n9j:-KDKXWR9P-L, n9j:-TMPV1ZQH-R, n9j:-QQGZNG6R-4, n9j:-MC4DL58F-P, n9j:-LTXXHCV6-5, n9j:-PJQ2XLQP-7, n9j:-R604TQBH-L, n9j:-S030Q0B7-Z, n9j:-T6KHLWR3-H, n9j:-TDZCKFJN-H, n9j:-P50207RL-V, n9j:-V62ZZ23F-Q, n9j:-HWNSC1TN-P, n9j:-M6XGKDZ3-H, n9j:-Z5PR9Q1K-4, n9j:-DBKMR1HK-C, n9j:-QW86P07M-B, n9j:-BXRK6M7S-L, n9j:-FWP43WF3-L, n9j:-CQ78SX2R-S, n9j:-DPDDC7B9-K, n9j:-J2DMXJPD-C, n9j:-TWXKC5ZB-Z, n9j:-G4STPKL7-F, n9j:-JMD41XJD-7, n9j:-Q95RJKJX-5, n9j:-X4GZVKPQ-Z, n9j:-XV1330BQ-V, n9j:-GVGF37JK-H, n9j:-JTGQMTPZ-B, n9j:-W4S0KVL6-D, n9j:-K3JLMPZV-T, n9j:-KZHZTNZM-V, n9j:-NF10Q611-0, n9j:-GT36VZ65-3, n9j:-S62WMP3Q-X, n9j:-HN4Q80S6-P, n9j:-SQQHGHNQ-B, n9j:-TQ540KCN-M, n9j:-M1X3FB0J-B, n9j:-RDT51B67-5, n9j:-Q2ZW88G0-K, n9j:-BHR9BTBT-H, n9j:-RPRLJW0Z-N ;
  skos:broader n9j:-L48L3GFD-L, n9j:-SH2961RK-9, n9j:-HW4DD369-P, n9j:-DDMVTBMT-T, n9j:-WTH9TFZB-G ;
  skos:prefLabel "health insurance"@en ;
  owl:sameAs <https://concepts.sagepub.com/social-science/concept/health_insurance> ;
  a skos:Concept ;
  skos:exactMatch <https://id.nlm.nih.gov/mesh/D007348.html> ;
  skos:definition "Health insurance often seems confusing and can be difficult to navigate for even the most knowledgeable consumer. It is one of the most talked about topics in political elections and has received considerable media attention because of the rules and restrictions placed on people who have insurance and the plight of the growing numbers of uninsured Americans. [Source: Encyclopedia of Human Development; Health Insurance]"@en ;
  skos:inScheme n9j: .

n9j:-S62WMP3Q-X
  skos:prefLabel "Medicare Part D prescription drug benefit"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-Z5PR9Q1K-4
  skos:prefLabel "tax subsidy of employer-sponsored health insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-MC4DL58F-P
  skos:prefLabel "health insurance coverage"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-TQ540KCN-M
  skos:prefLabel "Medigap"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-GT36VZ65-3
  skos:prefLabel "surgical insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-NF10Q611-0
  skos:prefLabel "employee health benefits"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-L48L3GFD-L
  skos:prefLabel "health and well-being"@en ;
  a skos:Concept ;
  skos:narrower n9j:-T1J8KJRH-Z .

n9j:-FWP43WF3-L
  skos:prefLabel "medical savings accounts"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j: a skos:ConceptScheme .
n9j:-JMD41XJD-7
  skos:prefLabel "Health Insurance Portability and Accountability Act"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-QQGZNG6R-4
  skos:prefLabel "Blue Cross and Blue Shield"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-TWXKC5ZB-Z
  skos:prefLabel "Affordable Care Act"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-XV1330BQ-V
  skos:prefLabel "accident insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-DBKMR1HK-C
  skos:prefLabel "Blue Cross"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-RPRLJW0Z-N
  skos:prefLabel "managed competition"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-SQQHGHNQ-B
  skos:prefLabel "managed care programs"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-BHR9BTBT-H
  skos:prefLabel "major medical insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .

n9j:-HW4DD369-P
  skos:prefLabel "health services research"@en ;
  a skos:Concept ;
  skos:narrower n9j:-T1J8KJRH-Z .

n9j:-KZHZTNZM-V
  skos:prefLabel "crowd-out"@en ;
  a skos:Concept ;
  skos:broader n9j:-T1J8KJRH-Z .