@prefix n9j: <http://data.loterre.fr/ark:/67375/N9J> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .

n9j:-T1J8KJRH-Z
  skos:prefLabel "health insurance"@en ;
  a skos:Concept ;
  skos:narrower n9j:-P50207RL-V .

n9j:-concepts
  a isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member n9j:-P50207RL-V .

n9j: a skos:ConceptScheme .
n9j:-P50207RL-V
  owl:sameAs <https://concepts.sagepub.com/social-science/concept/health_savings_accounts> ;
  skos:definition "Health Savings Accounts (HSAs) are tax-advantaged vehicles that are intended to both help individuals manage and pay for routine medical care and help bring down the cost of medical care. They were created in 2003 as part of the medicare modernization act (PL 108–173), which added a prescription drug benefit to medicare. [Source: Health Care Policy and Politics A to Z; Health Savings Accounts]"@en ;
  a skos:Concept ;
  skos:inScheme n9j: ;
  skos:broader n9j:-T1J8KJRH-Z ;
  skos:prefLabel "health savings accounts"@en .