@prefix n9j: <http://data.loterre.fr/ark:/67375/N9J> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .

n9j:-KPXCQGPN-X
  skos:prefLabel "subprime mortgage crisis"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-TV95H83T-L
  skos:prefLabel "equity"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-R95XGK1F-1
  skos:prefLabel "mortgage revenue bonds"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-BGLR8GXV-Q
  skos:prefLabel "mortgage credit certificates"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-Q0SHW3F0-8
  skos:prefLabel "housing"@en ;
  a skos:Concept ;
  skos:narrower n9j:-N9B5K28Z-R .

n9j:-MFRW7882-K
  skos:prefLabel "mortgage-backed securities"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-F6JS57J3-D
  skos:prefLabel "tax incentives"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-N9B5K28Z-R
  skos:definition "This entry reviews the history of the U.S. mortgage market. It discusses the early development of institutional mortgages, the shift to a risk-limiting market largely sponsored by the federal government, and the eventual rise of first government-sponsored securitization and then later private-label, higher risk securitization. [Source: The Encyclopedia of Housing; Mortgage Finance]"@en ;
  skos:narrower n9j:-TQBLQFVC-Z, n9j:-BGLR8GXV-Q, n9j:-BG2MPR6L-9, n9j:-J1FLG5W4-0, n9j:-KPXCQGPN-X, n9j:-F6JS57J3-D, n9j:-CHWR9311-Q, n9j:-TV95H83T-L, n9j:-LK0S7P9K-X, n9j:-R95XGK1F-1, n9j:-MFRW7882-K, n9j:-P5DZWCNR-L ;
  skos:broader n9j:-Q0SHW3F0-8 ;
  a skos:Concept ;
  skos:inScheme n9j: ;
  owl:sameAs <https://concepts.sagepub.com/social-science/concept/mortgage_finance> ;
  skos:prefLabel "mortgage finance"@en .

n9j: a skos:ConceptScheme .
n9j:-P5DZWCNR-L
  skos:prefLabel "tax expenditures"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-TQBLQFVC-Z
  skos:prefLabel "second mortgage"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-LK0S7P9K-X
  skos:prefLabel "mortgage insurance"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-CHWR9311-Q
  skos:prefLabel "adjustable-rate mortgages"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-concepts
  a isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member n9j:-N9B5K28Z-R .

n9j:-J1FLG5W4-0
  skos:prefLabel "negative amortization"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .

n9j:-BG2MPR6L-9
  skos:prefLabel "proposition 13"@en ;
  a skos:Concept ;
  skos:broader n9j:-N9B5K28Z-R .