@prefix n9j: <http://data.loterre.fr/ark:/67375/N9J> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .

n9j:-N9B5K28Z-R
  skos:prefLabel "mortgage finance"@en ;
  a skos:Concept ;
  skos:narrower n9j:-KPXCQGPN-X .

n9j:-concepts
  a isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member n9j:-KPXCQGPN-X .

n9j:-KPXCQGPN-X
  owl:sameAs <https://concepts.sagepub.com/social-science/concept/subprime_mortgage_crisis> ;
  skos:definition "The U.S. subprime crisis of the late 2000s was the result of a shift from a predominantly risk-limited mortgage marketplace to a risk-loving one, a shift that took place, with some fits and starts, over twenty-five years. This change in market structure and regulation led to an increasingly fragile housing finance system. [Source: The Encyclopedia of Housing; Subprime Mortgage Crisis]"@en ;
  a skos:Concept ;
  skos:inScheme n9j: ;
  skos:broader n9j:-N9B5K28Z-R ;
  skos:prefLabel "subprime mortgage crisis"@en .

n9j: a skos:ConceptScheme .