@prefix n9j: <http://data.loterre.fr/ark:/67375/N9J> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .

n9j:-JJ4JMV5G-D
  skos:prefLabel "legal subjects"@en ;
  a skos:Concept ;
  skos:narrower n9j:-DP3FKWT8-1 .

n9j:-DP3FKWT8-1
  owl:sameAs <https://concepts.sagepub.com/social-science/concept/insurance_and_risk> ;
  skos:definition "People think of risk as uncertainty about outcomes. Insurance mainly focuses on negative outcomes, that is, the possibility of suffering a loss (as opposed to the chance of making a gain). [Source: Encyclopedia of Law & Society: American and Global Perspectives; Insurance and Risk]"@en ;
  a skos:Concept ;
  skos:inScheme n9j: ;
  skos:broader n9j:-JJ4JMV5G-D ;
  skos:prefLabel "insurance and risk"@en .

n9j:-concepts
  a isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member n9j:-DP3FKWT8-1 .

n9j: a skos:ConceptScheme .