@prefix n9j: <http://data.loterre.fr/ark:/67375/N9J> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .

n9j:-C3PWT3PJ-6
  owl:sameAs <https://concepts.sagepub.com/social-science/concept/mortgage_modification_fraud> ;
  skos:definition "Mortgage modifications can be made at any time during the life of a mortgage loan, usually to the benefit of the borrower. Modification can be made to the interest rate, principal, penalties, term of the loan, and other areas. [Source: Encyclopedia of White-Collar and Corporate Crime; Mortgage Modification Fraud]"@en ;
  a skos:Concept ;
  skos:inScheme n9j: ;
  skos:broader n9j:-NWDD2MVN-S ;
  skos:prefLabel "mortgage modification fraud"@en .

n9j:-concepts
  a isothes:ConceptGroup ;
  skos:prefLabel "concepts"@en ;
  skos:member n9j:-C3PWT3PJ-6 .

n9j:-NWDD2MVN-S
  skos:prefLabel "business fraud and crimes"@en ;
  a skos:Concept ;
  skos:narrower n9j:-C3PWT3PJ-6 .

n9j: a skos:ConceptScheme .